January 20, 2025
529 Plans: A Simple Way to Save for Education in 2025
Planning for education expenses can feel overwhelming, especially with the rising cost of tuition. Thankfully, 529 plans offer a powerful, tax-advantaged way to save for your child or grandchild’s future—without compromising your other financial priorities. Here’s a closer look at how these plans work, the benefits they offer, and why they might be a smart addition to your financial plan in 2025.
January 13, 2025
2025: The Year You Conquer High-Interest Debt
Not all debt is created equal. While a mortgage or business loan can be a tool for growth, high-interest consumer debt—anything over 10%—can be a major roadblock. For self-employed individuals like realtors, high-interest credit card debt and personal loans can sabotage financial goals, making it harder to build wealth and secure financial independence. In 2025, it’s time to prioritize eliminating these financial burdens with a tailored plan for success.
January 6, 2025
Setting Realistic Financial Goals in 2025: A Guide for Self-Employed Professionals and Realtors
For realtors and self-employed individuals, the new year is an opportunity to redefine financial priorities and set goals that pave the way for long-term success. Whether you're aiming to build wealth, save for retirement, or navigate the unpredictable nature of commission-based income, realistic financial goals are essential. Here’s how to set and achieve them with the help of a financial planner.
December 16, 2024
Time is Money: When Realtors Should Hire a Bookkeeper for Financial Success
As a realtor or self-employed professional, your time is one of your most valuable resources. Between showings, client calls, and contract negotiations, staying on top of your financial records can quickly fall to the wayside. While financial planning for realtors often focuses on long-term goals like retirement and wealth building, the foundation of financial success starts with day-to-day management—including bookkeeping. So, how do you know when it’s time to hire a bookkeeper? Let’s explore the signs and benefits of outsourcing this critical task to keep your real estate business on track.
December 9, 2024
Holiday Financial Planning for Realtors: A Guide to Staying Merry and Money-Savvy
The holidays are a magical time filled with joy, connection, and, let’s be honest, expenses. For real estate professionals and self-employed individuals, this season often brings financial challenges and opportunities. As CFP® professionals specializing in financial planning for realtors, we know how crucial it is to balance enjoying the holidays while safeguarding your financial future. Here’s how to navigate the season like a pro, ensuring your finances stay as bright as your holiday lights.
December 2, 2024
Smart Charitable Giving Strategies for Realtors and Self-Employed Pros This Year-End
The holiday season is more than a time for closing deals and hitting your end-of-year financial goals—it’s also a prime opportunity to give back. Charitable giving can be a meaningful way to support your community and favorite causes, while also providing financial benefits like tax deductions. For realtors and self-employed individuals, leveraging smart charitable giving strategies at year-end can enhance both your impact to your community and your financial plan. Let’s explore how you can align your generosity with savvy financial planning strategies, ensuring your giving works as hard as you do.