U.S. News And World Report: Can AI Help You Improve Your Credit Score?

Read The Entire Article Here: https://money.usnews.com/credit-cards/articles/can-ai-help-you-improve-your-credit-score

Excerpt: 

"...Always pay your bills on time. 'A great way to do that is to set your credit card to auto pay. That way, you never miss a payment, and that boosts your payment history portion of your credit score, which is the largest portion of your score, making up 35% of it,' says Leland Gross, certified financial planner and founder of PeaceLink Financial Planning.

Keep your accounts open (when possible). 'Do not close lines of credit less than 2 years old. Length of credit history makes up 15% of your credit score,' says Gross.

Maintain a mix of credit types. 'Don't just have a credit card,' Gross advises. 'Have utilities in your name, a mortgage, etc. Take this with a grain of salt – don't just take out lines of credit to boost your score.'

Open new credit thoughtfully. 'Take your time. If you are opening a lot of lines of credit, it could look like you are in a desperate pinch for cash, and that could flag you as a high-risk borrower,' says Gross..."